Tools

Decide with numbers, not impressions.

Nine free calculators based on current Luxembourg rules, to measure your budget, costs, yield or tax before you commit.

Free, no sign-upCurrent Luxembourg rulesNothing is stored: everything runs in your browser

Buying capacityBuyerHow much can you really borrow, and up to what price should you search? A realistic budget range, costs included, before your first visits.Open the tool →Acquisition costsBuyerThe asking price is not the final price. Registration duties, notary, tax credit: the total cost of your purchase and the deposit you really need.Open the tool →Monthly loan paymentBuyerAmount, rate, term: what your loan will cost each month, and what half a point changes. Walk into the bank with numbers.Open the tool →Buy or rentBuyerKeep renting or buy now? The real cost of both options over time, side by side. A numbers-based answer, not an opinion.Open the tool →Rental yieldInvestorProfitable on paper is not enough. Gross and net yield, charges and vacancy included, to compare two properties on the same basis.Open the tool →Full profitabilityInvestorAdvancedThe complete picture before committing your equity: cash flow, tax with accelerated depreciation, value growth. The most complete tool of the series.Open the tool →Legal rent ceilingOwnerTenantIn Luxembourg, rents are capped by law. Check that a lease is compliant, whether you are the owner or the tenant.Open the tool →Sell or rent outOwnerSell today or rent out for years? Net sale proceeds versus rental income, tax included, to pick the right moment.Open the tool →Capital gains taxOwnerMain residence or investment, holding period, allowances: an order of magnitude of the tax before setting your price or your timing.Open the tool →

Up-to-date rulesEach calculator follows Luxembourg legislation and tax rules, and is updated when they change.

Visible assumptionsYou see the parameters used and you can adjust them. No number comes out of a black box.

Honest limitsA calculator gives an order of magnitude. When the decision matters, validate your numbers with us.

Tools built by a licensed agency — member of CIGDL and FAI, European MMCEPI 2026 quality label.

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